We’re committed 
        to your Peace of Mind !
Kostyk Insurance Agency
KOSTYK INSURANCE 
SPECIALIZING in MEDICARE PART D
Please Fill Out the Below Form and I Will Get Back to You Within 24 Hours To Confirm Your Appointment
Meet with a Licensed Agent 
to Navigate the 
MEDICARE
PART D PLANS.
If you are turning 65 this year or are new to Medicare please call or use the above contact form to schedule an appointment with a Licensed Insurance Agent Today! 
* DEDUCTIBLES ? * FORMULARIES ?* 

 *CO-INSURANCE VS. CO-PAY ?* 

*COVERAGE GAP * DONUT HOLE*

*CATASTROPHIC COVERAGE ?*
THE ANNUAL ELECTION PERIOD
BEGINS 10/15 - ENDING 12/07.

Are you are in a Medicare Advantage Plan or have a Medicare Prescription Drug Plan? This is the time of the year that you can review your current coverage for changes and compare it to new plans coming out for this year.

Kostyk Insurance Agency offers a wide variety of
 Plans & Companies for comparison.

Please call today to get more information and schedule your free review.
MEDICARE PART D can be
CONFUSING!
Part D Plans change each year and in order to understand these changes we recommend that you talk with an insurance agent. 

Kostyk Insurance is there to assist you in navigating through this process. 
We offer a variety of insurance carriers with prescription plans in your budget, designed to meet your needs. 

 Mail order is available on most plans!
Please  Call or E-Mail Susan 
For An Appointment
The Established and Trusted Carriers We Represent  
"We do not offer every plan available in your area.
 Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov 
or 1-800-MEDICARE to get information on all of your options."